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Our Programs

No Income? No Problem! 

Our Diverse Loan Programs Are Free Of W2's and Tax Returns, 

Let Us Help You Find The Right One For Your Needs!

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

DSCR

- Get the financing you need for an investment property

- Qualify for a loan with a DSCR as low as zero

- Easier approval process than traditional debt-to-income loans

- Work with a lender that understands investment property

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

12/24 Months Bank Statements

- No tax returns needed

- 12 or 24 months of bank statements accepted

- Self-employed and hight net worth borrowers are welcome

- Flexible loan options for all types of buyers

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

Foreign Nationals

- We specialize in mortgages for people who reside abroad

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- Our process is much more flexible and forgiving than other lenders, making it much easier for more people to qualify

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- Our focus is on finding a way to make sure each and every borrower can get financing

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- We have a large portfolio of satisfied customers

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

- Multi-Family and Mixed Use

- Grow your portfolio

- LTV's up to 75%

- Loan amounts up to $5 million

Mixed Use

Property Loans

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

Fix & Flip 

Single Family

- Non-owner occupied 1-4 family 

- Loans up to $1.4 million

- Minimum 620 credit score

- Loan amounts up to $5 million

- Flexible lending limits

- Instant term sheets and conditional approval

- Funding as fast as 7 days

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Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

- Owner-occupied

- Single Family 2-4 Unit

- Townhomes/PUD/ Warrantable Condos

- Loan Amount $75,000 - $2,000,000

- 30-Year Fixed Rate Mortgage (Fully Amortizing)

- 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)

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Single Property Rental Loans

Financial consulting is the start to buying your next home. Non-QM loans are the key for many individuals.

Rental Portfolios 

Loans

- Owner occupied single family 

- 2-4 Unit

- Townhomes/PUD/ Warrantable Condos

- 5-8 Unit Properties allowed up to 15% of Loan Amount

- 30-Year term, Fixed Rate Mortgage (Fully Amortizing)

- 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)

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