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Our Programs
No Income? No Problem!
Our Diverse Loan Programs Are Free Of W2's and Tax Returns,
Let Us Help You Find The Right One For Your Needs!

DSCR
- Get the financing you need for an investment property
- Qualify for a loan with a DSCR as low as zero
- Easier approval process than traditional debt-to-income loans
- Work with a lender that understands investment property

12/24 Months Bank Statements
- No tax returns needed
- 12 or 24 months of bank statements accepted
- Self-employed and hight net worth borrowers are welcome
- Flexible loan options for all types of buyers

Foreign Nationals
- We specialize in mortgages for people who reside abroad
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- Our process is much more flexible and forgiving than other lenders, making it much easier for more people to qualify
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- Our focus is on finding a way to make sure each and every borrower can get financing
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- We have a large portfolio of satisfied customers

- Multi-Family and Mixed Use
- Grow your portfolio
- LTV's up to 75%
- Loan amounts up to $5 million
Mixed Use
Property Loans

Fix & Flip
Single Family
- Non-owner occupied 1-4 family
- Loans up to $1.4 million
- Minimum 620 credit score
- Loan amounts up to $5 million
- Flexible lending limits
- Instant term sheets and conditional approval
- Funding as fast as 7 days
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- Owner-occupied
- Single Family 2-4 Unit
- Townhomes/PUD/ Warrantable Condos
- Loan Amount $75,000 - $2,000,000
- 30-Year Fixed Rate Mortgage (Fully Amortizing)
- 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
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Single Property Rental Loans

Rental Portfolios
Loans
- Owner occupied single family
- 2-4 Unit
- Townhomes/PUD/ Warrantable Condos
- 5-8 Unit Properties allowed up to 15% of Loan Amount
- 30-Year term, Fixed Rate Mortgage (Fully Amortizing)
- 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
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