Paul Butuc is a highly experienced mortgage industry professional with over 23 years of experience. He is currently a non-QM mortgage lender specializing in providing financing solutions to clients who do not meet the strict underwriting guidelines of conventional mortgages.

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Paul's career in the mortgage industry began after he graduated from college with a degree in finance. He started as an underwriter for a large national bank, where he quickly gained a reputation for his attention to detail and his ability to assess risk accurately.

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As an underwriter, Paul gained a deep understanding of the complex mortgage underwriting process and the strict guidelines that lenders must follow to approve loans. He saw firsthand how these guidelines could prevent deserving borrowers from obtaining financing for their dream homes and realized that there was a need for more flexible lending options.

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Determined to help those underserved by traditional lenders, Paul transitioned to the non-QM mortgage lending space. As a non-QM lender, he and his team work closely with borrowers to understand their unique circumstances and provide customized financing solutions that meet their specific needs.

Paul's expertise in underwriting has proven invaluable in his role as a non-QM lender. He is able to assess risk accurately and provide borrowers with financing options that make sense for their individual financial situations.

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In addition to his work in the mortgage industry, Paul is also a dedicated community advocate. He volunteers his time and resources to local housing initiatives and non-profit organizations that provide affordable housing to underserved communities.

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Paul's commitment to providing flexible and customized financing solutions to his clients and his dedication to improving his community have made him a respected leader in the mortgage industry.

John is a seasoned mortgage industry professional with over 25 years of experience. He is currently a non-QM mortgage lender, specializing in providing financing solutions to clients who don't qualify for conventional mortgages due to their credit history, income sources, or other factors.

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John started his career in the mortgage industry after graduating from college with a degree in finance. He worked for several years as a loan officer for a large national bank, helping clients secure conventional mortgages for their homes. However, he soon realized that many borrowers with unique circumstances were being turned away due to inflexible underwriting guidelines.

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Determined to help these underserved clients, John founded his own mortgage brokerage firm specializing in non-QM loans. He assembled a team of experienced mortgage professionals and partnered with a network of private investors to fund loans that fall outside of the conventional mortgage box.

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Over the years, John and his team have helped countless clients achieve their homeownership goals. They have built a reputation for their personalized service, attention to detail, and innovative solutions to complex financing challenges.

In addition to running his mortgage business, John is also a dedicated community advocate. He is actively involved in local housing initiatives and volunteers his time and resources to help first-time homebuyers navigate the home buying process.

 

John's passion for helping clients achieve their homeownership dreams and his commitment to improving his community have made him a respected leader in the mortgage industry.